October 22, 2012
What Is a Mortgage Renewal?
Mortgage renewals have a way of sneaking up on you just like birthdays. Chances are that when you receive your renewal notice in the mail you will be caught off guard and simply sign back your ...
May 2, 2012
Impact of Cmhc Tightening Being Felt on the Danforth
The retail mortgage transaction as you and I know it is just a tiny part of the trillion dollar Canadian mortgage industry. While we are focused on the everyday mechanics of mortgage financing i.e. ...
March 27, 2012
Canadian Real Estate Market: Balloon or Bubble?
I’ve been having a lot of conversations lately with clients and colleagues about the stability of the Canadian real estate market and the fear of a crash. The Canadian media has latched on to ...
March 1, 2012
The Best Mortgage Lenders in Canada
Shopping for a mortgage? Chances are two things are particularly important to you: A low interest rate A reputable lender who you won’t regret working with down the road I get it. I’m on ...
February 13, 2012
Ing Introduces Their New Heloc
Everybody’s favorite Dutch bank, ING, has finally released their eagerly awaited Home Equity Line Of Credit or HELOC. HELOC products are very popular and usefully for home owners who like the ...
February 9, 2012
Mortgage Interest Rates Increasing Slightly But…
This morning another story appeared in the Globe & Mail about mortgage rates increasing. In this video I share some thoughts and insights for borrowers currently in the market. At the end of the ...
February 8, 2012
How to Protect Yourself from a Mortgage Interest Rate Increase
How To Protect Yourself From A Mortgage Interest Rate Increase One of the questions I get asked all the time is, “how do I protect myself if the mortgage interest rates go up?” To help ...
February 4, 2012
Canada Looks to Tighten Mortgage & Credit Lending Rules in 2012
This week there are two headlines grabbing the attention of mortgage brokers, bankers and borrowers in Canada. Both have far reaching implications in the mortgage industry and it may not be a fluke ...
January 9, 2012
What Is a Cashback Mortgage?
Bank branches sometimes promote them and you may have come across paper and online ads for them. So what is a cashback mortgage, and more importantly, who should consider them? A cashback means that ...
November 18, 2010
Reader Comment from Td Green Fuzzy Handcuffs
Anonymous Writes in response to TD Collateral: Green Fuzzy Handcuffs: Wow, you’re either really misinformed or deliberately twisting everything. The other banks are not sitting on the side ...