Toronto Mortgage Rates

Featured Mortgage Rates Starting at 1.20%

Get in touch to get your personalized quote and to lock in your rate today!

ProductMarket RateTridac Mortgage Rate 
1 Year Fixed4.59%4.39%Apply Now
2 Year Fixed4.59%4.39%Apply Now
3 Year Fixed4.64%4.44%Apply Now
4 Year Fixed4.79%4.49%Apply Now
5 Year Fixed4.84%4.49%Apply Now
5 Year Variable3.00%2.70%Apply Now
Last Updated: August 15, 2022

WE GET YOU THE BEST MORTGAGE RATES

At Tridac Mortgage we are fully committed to your financial wellbeing. So when it comes to saving you money via low mortgage interest rates we take it seriously. As your mortgage brokers, we leverage our 4 decades of experience and relationships in the Canadian mortgage market to find you the most suitable mortgage at the lowest rate.

Mortgage Brokers are Independent

As a mortgage brokerage, we are completely independent. We don’t work for any specific financial institution and we are not obligated to sell you any specific product, interest rate or brand. Instead, we learn about your unique circumstances and match you with the most suitable lender and mortgage products.

We work with many different mortgage lenders

Some of these include:

  • Banks
  • Monoline Lenders (Specialized mortgage lenders that only fund and service mortgages)
  • Trust Companies
  • Insurance Companies
  • Mortgage Investment Corporations
  • Private Lenders

Each lender has unique advantages and specialties suitable for different mortgage situations. It’s our role to work with you to identify the most suitable lender and then leverage our relationships to make sure we secure financing for you at the lowest possible rate.

Lenders rely on high volume trusted mortgage brokerages like us to find them, new clients, just like you.

Like all markets, the mortgage interest rate market is competitive so at any given time different mortgage lenders may roll out a discounted interest rate special to attract new borrowers.

We’re paid by the lender but work for you

For most mortgages, we get paid by the mortgage lender via a finders fee. This is a commission paid directly from the lender. It is not hidden or buried in the cost of your mortgage.

This commission is pretty much standard across lenders, so we aren’t incentivized to choose one lender over another. It puts you and your interest in front and center of the advice that we give. You can trust that you are receiving unbiased advice while getting the best mortgage rate.

Reviews

See what our clients are saying

My experience with Chris at Tridac was absolutely amazing. As a first-time home buyer, I had plenty of questions on the mortgage process and Chris was extremely knowledgeable and helpful as we moved through the process. I would definitely recommend Chris to anyone looking for a mortgage.

Kristen Sovereign

Kristen Sovereign

9 months ago

Chris from Tridac Mortgage was very knowledgeable and explained terms and processes in an easy-to-understand way which was especially important since it was my first mortgage. I appreciated his responsiveness and willingness to answer all my questions. They were able to get me preapproved way sooner than other banks and made me feel like I was a valued customer. Would recommend his services to others looking to get a mortgage. The whole process was smooth, and I closed my property on time!

Stephanie Wong

Stephanie Wong

9 months ago

As a first-time home buyer, the whole process can be daunting at times. It was a pleasure working with Chris as he is very personable and was always available and quick to reply. He explained all the details very well and got things done in a prompt matter. At the end of the day we got a great rate and were very happy we worked with Chris. Highly recommend giving him a call.

Khang Vo

Khang Vo

6 months ago

A big thank you to Chris and Sandra from Tridac Mortgage. They have always been quick on helping out with mortgage process. They are extremely knowledgeable and dedicated to help every client. You can ask number of questions without hesitation. Their process is also pretty straightforward and they will take time to explain every bit in detail. They will help you with lowest interest rate in the market and help you validate the same.

Thank you Chris and Sandra from bottom of my heart.
Thank you for helping us out.

Maheshwari Jadhav

Maheshwari Jadhav

7 months ago

I can’t say enough good things about Chris, Sandra & Tridac Mortgage, as a whole.

Purchasing your first home can be an intimidating experience & process, especially in a global pandemic. Chris made us feel at ease and was always there to answer our questions. Without forcing us one way or another, Chris guided us to make the best decisions for us.

When you’re looking for a broker to guide you in making one of the biggest purchases/decisions in your life, you want to be able to trust the person you’re working with and know that they’ll be there at the beginning, middle, and end of the process. Chris was not only there for us throughout all of these touch points, but he was always available to chat & remained patient and open to even the smallest of questions (we had him on speed dial by the end of it). His patience, professionalism, and calming energy made us feel at ease.

Anne Booth

Anne Booth

7 months ago

I was referred to Tridac and working with Chris and Sandra on a mortgage refinance was a pleasure. Great communication and high level of competence. We built great rapport and I quickly trusted Chris and the team with one of our largest financial decisions/assets. I wouldn't hesitate to recommend Chris and the team to my friends and family. They have done a great job integrating technology into their process to ensure a seamless experience! Thanks again!

Darryl Karpel

Darryl Karpel

7 months ago

Whether you are looking for expert mortgage advice or have general questions about our service, we are here to help.

Get in touch with us today to schedule a mortgage review, discuss your renewal, or find answers for any of your mortgage-related questions!


 

Find your rate today!

To get your personalized rate quote, get in touch using our contact form and we will reach out with more details!