Blog

Toronto’s Newest Condo Development River City Condos

Looking for a pre-construction condo project in Toronto? River City Condos have been creating a lot of buzz in the real estate community because of their uniqueness and great location.  The designs are focused around creating a true urban community (something many developments lack in Toronto). Tree lined streets, boutique shops, cafes and restaurants ...

Monday Mortgage Minute

Toronto Mortgage Interest Rates as of Monday November the 16th. 1 year fixed – 2.75% 3 year fixed – 3.59% 5 year fixed – 4.19% 3 year variable – Prime-.10% (2.15% effective rate) 5 year variable – Prime-.10% (2.15% effective rate) RATE SPECIALS 5 year fixed – 4.05% (closings before Dec 31st 2009) 5 ...

Merix Financial’s New Heloc

If you have a certain amount of financial literacy and feel comfortable with money concepts, investing, and leveraging then the mortgage product for you is Merix Financial’s Home Equity Line Of Credit (HELOC).  The HELOC allows you to keep your home equity liquid. Merix’s HELOC allows you to borrow up to 80% of the ...

10 Reasons to Use a Toronto Mortgage Broker

Everyday consumers are confronted with the choice of whether to use their local bank or a mortgage broker for their financing needs. It isn’t always clear what the benefits of using a mortgage broker like myself are, so below I have summarized what in my opinion are the top 10 reasons to use a ...

Son of a Broker

My name is Christopher Molder. I’m the son of a Toronto mortgage broker. Since 1975 my father has been sharing his wisdom and insights about mortgages with his clients and myself. The purpose of this blog is to share the knowledge and experience of over 30 years in the mortgage business with ...

First National Financial

When you think of Canadian mortgage lenders most people probably can only come up with the “big 5” banks that we are all familiar with. Very few people realize that there is a whole range of home grown competitive and progressive mortgage lenders available to them. The market is larger than you think and ...